What is a good credit score to buy a house? When you're trying to get a mortgage, a high number helps, but how low can you go? Daniel Bortz, provided by Published 10:00 am PST, Monday, February 11, 2019 Photo: SpiffyJ/Getty Images Photo: SpiffyJ/Getty Images Image 1 of / 1 Caption Close Image 1 of 1 Photo: SpiffyJ/Getty Images What Is a Good Credit Score to Buy a House? 1 / 1 Back to Gallery If you're hoping to buy a home, one number you'll want to get to know well is your credit score. Also called a credit rating or FICO score (named after the company that created it, the Fair Isaac Corporation), this three-digit number is a numerical representation of your credit report, which … [Read more...] about What Is a Good Credit Score to Buy a House?
Which score is used to buy a house
It's scary how much each candidate in the upcoming midterm elections knows about you. And it's all information you've willingly given up over time.The trove of data goes beyond voter registration information like your name, home address and date of birth. Thanks to an army of data crunchers who marry that information with data you drop at a clothing or automobile site, many candidates often have intimate knowledge of who you are and whether you're likely to support them. The increasingly effective use of big data to create targeted political ads is one of the main causes for the climbing costs of running a campaign. Spending on this year's midterms is about to pass $5 billion, making it a billion dollars more expensive than the 2016 presidential election, according to the Center for Responsive Politics. The political-data industry has raked in millions of dollars selling voter information to campaigns and political organizations, and this year's races signal continued big … [Read more...] about How your data is used to create the perfect midterm election ad
In today's cutthroat (and pricey) real estate market, it's going to take more than a few ghosts to scare off some buyers from haunted houses. Clare Trapasso, provided by Published 8:00 am CDT, Wednesday, October 24, 2018 In today's cutthroat (and pricey) real estate market, it's going to take more than a few ghosts to scare off some home buyers. Things that go bump in the night be damned! Keep clicking to see eerie abandoned homes of Texas less In today's cutthroat (and pricey) real estate market, it's going to take more than a few ghosts to scare off some home buyers. Things that go bump in the night be damned! Keep clicking to see eerie abandoned ... more Photo: Winyuu/iStock This abandoned mansion in Gonzales could be haunted for two reasons. First, just the facade of the house is eerie, yet some people call it “gorgeous.” Second, it was built near the first battle of the Texas … [Read more...] about The One Reason Millennials Are More Likely to Buy Haunted Houses
caption There’s more to buying a house than you think. source Nick Kenrick/Flickr Buying a home is a goal for many, but it often involves more mental and monetary effort than expected. With 52% of homeowners viewing their home as a financial investment, it’s important to know what to prepare for before buying a house. From monthly payments to new furniture, you probably need a bigger budget than you think, but you also may not need to spend as much on a down payment or what the mortgage lender qualifies you for. Being a homeowner is part of the American dream, but that white picket fence comes with a side of unexpected realities. While buying and owning a home can be fun and rewarding, it’s not all HGTV makes it out be. From hidden expenses to housekeeping demands, it involves a lot more mental and monetary effort than most originally anticipate. According to Zillow, 52% of homeowners … [Read more...] about 10 hard truths no one tells you about buying a house
caption Saving money to a buy a house may seem out of reach, but it’s possible if you save the right way. source Justin Sullivan/Getty Images Saving money for a house can be hard in today’s world, where it can take nearly a decade to save up a 20% down payment. However, how much down payment you need for a house can be lower with first-time homebuyer programs. The key to saving money to buy a house is being strategic with your goals, cutting back on rent, and putting the money in low-risk investments. With millennial homeownership at an all-time record low, saving for a home can seem like an impossible feat. Millennials buying their first home today will pay 39% more than baby boomers who bought their first home in the 1980s. And, depending on the city, it can take nearly a decade to save money for a 20% down payment on a house. So, what’s a millennial to do? First things first, be … [Read more...] about The only right way to save money for a house