By Nick Clements / MagnifyMoney.com After years of record low interest rates, a deposit pricing war has finally started. Rates at digital banks are up more than 70 percent over the past year. Sadly, competition is absent at traditional bank branches. Bank of America (BAC), one of the nation's largest banks, still pays only 0.03 percent on its standard savings account. But if you shop online for the best savings accounts, you can easily find much higher interest rates. Goldman Sachs (GS), famous for servicing the world's biggest companies and wealthiest individuals, launched an online bank called Marcus that welcomes people with a minimum deposit of $1. Its savings account pays a generous 1.80 percent APY, up from 1.05 percent a year ago. Goldman is facing intense competition from a number of other big players with deep pockets. Credit card issuers are increasingly using internet-only savings products to help fund their lending portfolios. American Express (AXP) pays … [Read more...] about Online banks lead the way in high-rate savings accounts
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Knowledge is power Knowledge is power, but it’s also expensive. In a day and age where it’s essentially required that everyone have a college education, you have to be able to either afford the experience or the coursework. Of course, time is money and if you have any to spare, it’s oftentimes just as valuable to certain course administrators. A quick Google search will tell you that there are thousands of cybersecurity classes that you can take online for free. While that may be the case, however, there are only a handful that you should take, and we’ve picked out 10 resources that provide complimentary education to all the aspiring Kasperskys out there.These lessons vary in their levels of formality and professionalism. The US Department of Homeland Security’s Cybersecurity official training and exercises, for instance, are bound to be rather more dense than, say, Udemy’s level-one cybersecurity course for beginners (see slide … [Read more...] about 10 free online cybersecurity courses you should take
The internet can be a fantastic educational tool, but it can also be a dangerous place for kids. The more connected we become the more we need everybody online – and that means trying to ensure that our children aren't exposed to the very worst content, ideas and behaviour that exist online.Software can't do everything, of course, and there's no substitute for being there supervising your kids directly online. Parental control software has its uses through, and can help to make parents' lives much easier – particularly once your kids are a little older and want more independence.With that in mind, here are our picks of the best parental control tools for Windows, macOS and mobile devices.1. QustodioA full suite of parental control tools to keep your kids safe onlineExcellent content filteringLets parents set time limitsCross-platformMost parental control software is aimed at Windows, but Qustodio (think 'custodian') is also available for Mac, Android, iOS, Kindle and … [Read more...] about The best free parental control software 2018: protect your kids online
Welcome to the Sunday Giveaway, the place where we giveaway a new Android phone each and every Sunday. A big congratulations to last week’s winner of the Google Pixel 2 XL international giveaway: Timothy H. (U.K.) This week we are giving away a brand new Samsung Galaxy Note 8 courtesy of Pisen!Pisen’s 2-in-1 Hand Warmer & Power Bank will not only keep your phone charged, but also keep you warm in the process. This pebble-shaped power bank provides plenty of heat at a maximum of ~122°F / 50°C, and its internal overheating protection guarantees it will be safe to use anytime, anywhere. It also packs a 7,500 mAh battery inside, which is enough to charge your Galaxy Note 8 well over two times on a single charge. If you’re looking for a Valentine’s Day gift for that special someone, this might be the perfect gift. Use the coupon code poweruplove to get an extra 25% off your purchase on Amazon! … [Read more...] about Samsung Galaxy Note 8 & Pisen Hand Warmer/Power Bank international giveaway!
In cramped quarters at Russia’s Higher School of Economics, shared by four students and a cat, sat a server with 13 hard drives. The server hosted Sci-Hub, a website with over 64 million academic papers available for free to anybody in the world. It was the reason that, one day in June 2015, Alexandra Elbakyan, the student and programmer with a futurist streak and a love for neuroscience blogs, opened her email to a message from the world’s largest publisher: “YOU HAVE BEEN SUED.” It wasn’t long before an administrator at Library Genesis, another pirate repository named in the lawsuit, emailed her about the announcement. “I remember when the administrator at LibGen sent me this news and said something like ‘Well, that’s... that’s a real problem.’ There’s no literal translation,” Elbakyan tells me in Russian. “It’s basically ‘That’s an ass.’ But it doesn’t translate perfectly into … [Read more...] about Meet the pirate queen making academic papers free online