Tanza Loudenback, provided by Published 7:30 am PDT, Saturday, April 6, 2019 Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, but our reporting and recommendations are always independent and objective. Hanna Lassen/Getty Images An excellent credit score is anything above 800, according Fair Isaac Corp.'s FICO model. A recent LendingTree analysis revealed what the finances of people with credit scores of at least 801 look like. People with excellent credit have an average of nine open accounts, a credit limit around $71,000, a credit utilization rate under 6%, and no record of late or missed payments in the past four years. Visit Business Insider's homepage for more stories. Credit scores are an essential part of adulthood. The three-digit number is an indicator of your trustworthiness as a borrower. If you have a low credit score, or none at all, … [Read more...] about Here’s exactly what it takes to have an excellent credit score
I need a personal loan and i have bad credit
Antonia Noori Farzan, The Washington Post Published 6:52 am PDT, Thursday, April 4, 2019 Image 1 of / 3 Caption Close Image 1 of 3 A respected Monterey psychiatrist paid a Playboy model's rent. He was found dead in the desert. 1 / 3 Back to Gallery The blue Mercedes-Benz sat empty in the desert east of Las Vegas, miles away from a two-lane road surrounded on either side by barren mountains and pink-tinted sand. On the morning of March 7, a man who had been passing through the remote terrain near Lake Mead National Recreation Area with his children spotted the two-door coupe amid the creosote and sagebrush, and called police. It was unclear how long the car had been baking under the Nevada sun, but when the patrol officers got there, they noticed the smell. Searching the abandoned luxury sports car, they made a grotesque discovery. An older-looking white man had been stuffed in the trunk, with piles of clothes and … [Read more...] about A respected Monterey psychiatrist paid a Playboy model’s rent. He was found dead in the desert.
Eric Rosenberg, provided by Published 6:15 am PDT, Friday, March 15, 2019 Guido Cavallini/Getty Images Eric Rosenberg paid off $40,000 of student loan debt in just over two years using the debt avalanche strategy. The key to making the debt avalanche work, he writes, was living on a tight budget and freeing up as much money as possible to put toward his debts. His best advice to other people paying off debt isn't specific to the debt avalanche — any debt repayment requires work, he writes. In 2012, I followed the debt avalanche method to pay off my $40,000 in student loans from my MBA program exactly two years and six days after graduation. I started my MBA program, with an estimated $90,000 cost of attendance, while making about $40,000 per year as a low-level financial analyst at a big company. I got a modest bonus and raise along the way, which did help me pay off my loans. But even with the raise, I made under $50,000 per year for most of my student loan … [Read more...] about I paid off $40,000 of student loans in 2 years thanks to math-based strategy I’d recommend to just about anyone
On a February morning in 2005 in a hearing room in the Dirksen Senate Office Building, Joe Biden confronted Elizabeth Warren over a subject they’d been feuding over for years: the country’s bankruptcy laws. Biden, then a senator from Delaware, was one of the strongest backers of a bill meant to address the skyrocketing rate at which Americans were filing for bankruptcy. Warren, at the time a Harvard law professor, had been fighting to kill the same legislation for seven years. She had castigated Biden, accusing him of trying “to sell out women” by pushing for earlier versions of the bill. Now, with the legislation nearing a vote, Biden publicly grappled with Warren face to face. Warren, Biden allowed, had made “a very compelling and mildly demagogic argument” about why the bill would hurt people who needed to file for bankruptcy because of medical debt or credit card bills they couldn’t pay. But Biden had what he called a “philosophic … [Read more...] about Inside Biden and Warren’s Yearslong Feud
caption Sahil Lavingia, founder and CEO of Gumroad. source Trevor Christensen, Courtesy of Sahil Lavingia In 2011, Sahil Lavingia left his job as the second employee at Pinterest to build Gumroad, which he dreamed would become a billion-dollar company. He raised about $8 million in his first year. But things didn’t keep growing. At one point he ended up having to lay off 75% of his staff, including his friends, and strongly considered selling his company. Eventually, he was working completely on his own. Lavingia began to be OK with the fact that Gumroad would never be a billion-dollar company. He decided to grow a small team, slowly buy back investors, and build Gumroad into a meaningful business focused on our creators. “I consider myself ‘successful’ now,” he writes. “Not exactly in the way I intended, though I think it counts. Where did my binary focus on building a billion-dollar company come from in the first … [Read more...] about The true, raw story of how I raised a boatload of money at age 19 to build a billion dollar company — then failed