As most college graduates know, getting a well-paying job requires more than just a bachelor’s degree. Many people find that master’s and even a doctor’s degree is required to make it in the competitive job market, particularly in some highly competitive careers. However, those who have just paid for four or more years of undergraduate work rarely have the money to put forward to pay for even more schooling. This dooms them to working jobs they don’t want as they try to earn the money necessary to finish their education. However, there is another option. There are grants and loans available for graduate school, just as there are for undergrad work.
Keep in mind that many of the graduate school grants are specific to a certain degree. Before you start applying, find out what grants are available for your degree field. Specialized fields like engineering and science have several grants available. Some of these are specific for people who are minorities, while others are available for all individuals pursuing a particular degree field.
Not only that, but the federal government has some graduate school grant programs that are designed to promote future community service. For instance, a teacher who is pursuing a graduate degree in education can apply for a federal grant to help him pursue a master’s degree in return for the promise that after graduation he will work in a needy area. The same is true for medical degrees.
Students who are looking to pursue a line of research can often find a grant in that field. Professional organizations that are interested in working with this type of research often offer grants. Research fields include medical, scientific, social, and even cultural areas. The government has some of these as well. For instance, the U.S. Department of Housing and Urban Development has offered a grant to a student who is performing research in urban development.
To apply for these graduate school grants, start by filling out the FAFSA. Then, apply to several schools where you will be an asset to their program, either because of your grades or other qualifications. This can create a situation where the schools want to vie for your application and are willing to help you get grants. Finally, if you are currently employed in your industry or degree field, consider seeing if your employer will help you pay for your education in order to bring a benefit to the company.
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